I live in L.A. where there are a lot of people who bemoan the lack of creative opportunities and talk about the great work they'd do if they only had access to money. I know some of these people and they really are creative but even if they won the lottery tomorrow, they probably wouldn't do what they say they're going to do.
And then there are the talented people at Scared Stiff TV who just decided they were going to do it. Working from a budget that is probably lunch money for a week, they've relied on creativity not cash to get their episodes done.
Some of those episodes, like "The Camera" are extremely inventive. They're working on a whole new set of stories right now, but check out what's up there already.